Karta Singtel UOB
Informazzjoni dwar il-Prodott
Speċifikazzjonijiet
- Rati ta' Cashback:
- 12% Cashback fuq l-infiq ta' Singtel
- 10% Cashback fuq Nefqa Lokali Online u Contactless Mobbli Lokali
Onfoq - 0.3% Cashback fuq Nefqa Ieħor
- Flus lura massimu:
- $30 fuq Singtel Infiq
- $30 fuq Nefqa Lokali Online
- $20 fuq Nfiq Lokali Mingħajr Kuntatt Mobbli
- Tariffa tal-Kambju Barrani: 0%
- Tariffa Internazzjonali għall-Ipproċessar: 1%
Fuqview
This document sets out the general terms and conditions governing the Singtel-UOB Credit Card which we may provide to you from time to time. These terms and conditions are binding on you therefore it is important that you read and understand this document.
By applying for or using the Singtel-UOB Credit Card, you commit yourself to comply with all of the terms and conditions set out herein (“these Terms”). You are deemed to have already read, understood and accepted every Term.
These Terms supplement, are additional to and are to be read together with:-
- our UOB Cardmembers Agreement; and
- the terms and conditions of other document or agreement governing your relationship with us.
(a) and (b) are collectively known as the “Other Terms”
If there is any conflict or inconsistency between these Terms and the Other Terms, these Terms shall prevail over the Other Terms to the extent necessary to give effect to these Terms. Please visit uob.com.sg għad-dettalji sħaħ.
Unless the context otherwise requires or these Terms expressly provide otherwise, all words and expressions defined in the prevailing UOB Cardmembers Agreement shall have the same meanings when used or referred to below.
Definizzjonijiet
The following terms shall have the following meanings when used in these Terms:
- “Bank” or “UOB” means United Overseas Bank Limited.
- “Card” means the Singtel-UOB Credit Card.
- “Designated Bills” means individual Singtel Bill and GOMO charges.
- “Eligible Recurring Payment Arrangement” means Designated Bills that are charged on a recurring basis to the Card.
- “Indemnified Parties” means Singtel, UOB and/or all their servants, employees, nominees, directors and agents.
- “Local Mobile Contactless Spend” means in-store contactless Transactions made via the following mobile wallets: Apple Pay, Samsung Pay, Google Pay and such other mobile wallet services as UOB may determine from time to time at its sole discretion and processed locally in Singapore, as UOB may determine from time to time at its sole discretion. For the avoidance of doubt, Transactions which are made online via any of the mobile wallets listed above will not be eligible to receive any Cashback under the “Mobile Contactless Spend” category but will receive Cashback under the “Online Spend” category.
- “Local Online Spend” refers to Transactions made via the internet based on system indicators and processed locally in Singapore by the respective merchants/acquirers as an online transaction.
- “Overseas Foreign Currency Spend” means Transactions which are processed outside of Singapore and successfully charged to your Card and posted on UOB’s system, in a foreign currency. Transactions which are processed outside of Singapore, but which are charged to your Card in Singapore dollars at the time of the Transaction will not constitute an Overseas Foreign Currency Spend.
- “Other Spend” means all other Transactions that are not Local Online Spend, Local Mobile Contactless Spend and/or Singtel Spend.
- “Singtel” means Singapore Telecommunications Limited.
- “Singtel Bill” means any bill issued by Singtel or any of its related corporations (“related corporations” having the meaning given to that term in Section 6 of the Companies Act 1967 of Singapore to customers who are individuals. For the avoidance of doubt, individual Singtel bills excludes bills issued to corporate customers.
- “Singtel Spend” refers to Transactions made at Singtel, or any of its related corporations with the following Merchant Category Codes (MCC) and which are processed locally in Singapore and contain the corresponding transaction descriptions as set out in the table below, which may be updated from time to time.
| MCC | Deskrizzjonijiet |
| 4812, 4814, 5999 |
|
For avoidance of doubt, the following transactions do not constitute as eligible Singtel Spend:
- Singtel Dash;
- enterprise-related payments;
- Singtel Protect and other insurance-related transactions.
“Transactions” means the transactions successfully charged to the Card Account by the Principal and Supplementary Cardmembers and posted on the Bank’s systems but excludes the following :
- cash advances;
- balance and/or fund transfers;
- NETS and NETS-related transactions;
- monthly instalments under 0% Instalment Payment Plan and SmartPay;
- amounts approved under the UOB Payment Facility and any associated fees or charges;
- any transactions made at Shell petrol stations and SPC petrol stations;
- any interest, fees and charges (including without limitation, late payment charges or interest charges, annual or monthly fees or charges) imposed by the Bank;
- any credit card transaction that is subsequently cancelled, voided, refunded or reversed for any reason;
- any transaction made with the following Merchant Category Codes (MCC):
| MCC | Deskrizzjoni |
| 4829 | Wire Transfer/Remittance |
| 4900 | Utilitajiet |
| 5199 | Nondurable Goods |
| 5960 | Direct Marketing – Insurance Services |
| 5965 | Direct marketing –Combination Catalog and Retail Merchants |
| 5993 | Cigar Stores and Stands |
| 6012 | Member Financial Institution–Merchandise and Services |
| 6050 | Quasi Cash–Financial Institutions, Merchandise and Services |
| 6051 | Quasi Cash–Merchant (Non-Financial Institutions – Foreign Currency,
Non-Fiat Currency, Cryptocurrency) |
| 6211 | Securities–Brokers and Dealers |
| 6300 | Insurance Sales/Underwrite |
| 6513 | Real Estate Agents & Managers – Rentals |
| 6529 | Quasi Cash-Remote Stored Value Load-Financial Institute Rentals |
| 6530 | Quasi Cash-Remote Stored Value Load-Merchant Rentals |
| 6534 | Quasi Cash-Remote Money Transfers |
| 6540 | Stored Value Card Purchase/Load |
| 7349 | Clean/Maint/Janitorial Serv aka Property Management |
| 7511 | Quasi Cash – Truck Stop Trxns |
| 7523 | Automobile Parking Lots and Garages |
| 7995 | Gambling – Betting, including Lottery Tickets, Casino Gaming Chips, Off-
Track Betting, and Wagers at Race Tracks |
| 8062 | Sptarijiet |
| 8211 | Schools, Elementary and Secondary |
| 8220 | Colleges, Universities, Professional Schools and Junior Colleges |
| 8241 | Schools, Correspondence |
| 8244 | Schools, Business and Secretarial |
| 8249 | Schools, Trade and Vocational |
| 8299 | Schools and Educational Services–Not Elsewhere Classified |
| 8398 | Charitable and Social Service Organizations |
| 8661 | Religious Organizations |
| 8651 | Political Organizations |
| 8699 | Membership Organizations (Not Elsewhere Classified) |
| 8999 | Professional Services (Not Elsewhere Classified) |
| 9211 | Court Costs including Alimony and Child Support |
| 9222 | Multi |
| 9223 | Bail and Bond Payments |
| 9311 | Ħlas ta' Taxxa |
| 9402 | Postal Services—Government Only |
| 9405 | Intra-Government Purchases—Government Only |
| 9399 | Government Services—not elsewhere classified |
- any top-ups or payment of funds to payment service providers or prepaid accounts;
- any transaction made with the following transaction descriptions:
|
|
- any other transactions which the Bank may exclude from time to time without prior notice to you.
For the avoidance of doubt,
- Please note that a merchant’s registered MCC may not always correspond with its nature of business. The MCCs are assigned by the merchant’s acquiring bank. UOB does not determine the merchants’ MCC. UOB shall not be liable in any way whatsoever relating to the categorisation of a merchant’s MCC.
- Transactions effected in foreign currencies will be converted into Singapore dollars based on UOB’s prevailing exchange rate and the Singapore dollar amount posted on UOB’s system will be used for the purposes of computing your Qualifying Spend and corresponding Cashback.
Transitional Provisions
If you are an existing Singtel-UOB Cardholder with the principal Card issued before 27 August 2025, except as otherwise stipulated, these revised terms and conditions governing Singtel-UOB Card will only apply to Transactions posted to your Card on or after 27 August 2025.
If your Gomo charges are charged to the Card on a recurring basis for 12 consecutive months by 10 November 2025, and you are charged an annual fee on or after 10 November 2025, you will receive a waiver of the annual fee posted to your Card.
Cashback
- As a Cardmember, you will earn cashback on Transactions charged to your Card (“Cashback”) as follows:
Qualifying Spend Cashback Cap per statement month S$ 800 (per statement month)
12% Cashback fuq l-infiq ta' Singtel S$ 30 10% Cashback on Local Online Spend and Local Mobile Contactless Spend
S$ 30 0.3% Cashback on all Other Spend S$ 20 - To qualify for 12% Cashback on Singtel Spend and 10% Cashback on Local Online Spend and Local Mobile Contactless Spend, you must successfully charge at least S$800 worth of Transactions in a statement month to your Card (“Qualifying Spend”).
- If you do not meet the Qualifying Spend in a statement month, you will earn 0.3% Cashback on all Transactions successfully charged to your Card account in that statement month.
- The maximum total Cashback is capped at S$80 for each statement month, and it will be computed based on the Transactions successfully charged and posted to your Card in a statement month as shown in your Card statement in respect of that statement month, and will be rounded to the nearest two decimal places.
- The Cashback earned for the current statement month will be credited into your Card account in the next statement month in Singapore dollars and can only be used to offset against the billed amount for your Card account in your next statement month.
- Transactions incurred by your supplementary holder of your Card will accrue to your principal Card for the purposes of computing the Qualifying Spend on your principal Card account. Cashback earned by the supplementary holder of your Card will be credited to your principal Card account.
- Clauses 1.2 to 1.5 apply regardless of whether your first statement period in relation to your new Card is less than a statement month.
- The Cashback is neither transferable nor exchangeable for cash, reward points, credit, goods and services, products or privileges or other kind in full or in part and is not refundable or replaceable.
- Unused Cashback will be forfeited on (whichever earlier):
- 2 calendar years from the last day of the statement month the Cashback was awarded;
- the Bank’s receipt of your request to terminate your Card; or
- the termination of your Card by the Bank for any reason whatsoever.
- The crediting of the Cashback amount by UOB does not constitute payment of any amount due on your Card account (including any minimum payment amount due).
- Any Cashback awarded in respect of any reversed, voided, refunded or cancelled Transactions will be deducted from the Card account.
Singtel Vouchers
- As a Principal Cardmember, you will be entitled to the following Singtel vouchers when you have in place (i) an Eligible Recurring Payment Arrangement for postpaid Singtel Mobile, Fibre Broadband or TV services (not including GOMO and prepaid services) AND (ii) meet the minimum local spend indicated in the table below during a qualifying period:
Minimum total annum local spend (including Singtel bills and GOMO charges) Receive Singtel vouchers worth Spend S$12,000 to less than S$24,000 S$ 100 Spend S$24,000 and above S$ 300 - The first qualifying period starts from the month when your first transaction is charged to your Card and ends after the completion of the next 12 months’ card statements cycle. Subsequent qualifying periods will start from your card statement date and end after the completion of the next 12 months’ card statements cycle.
- Qualifying local spend transactions are posted retail transactions made in Singapore dollars excluding funds transfers, cash advances, personal loan, overseas spend transactions in foreign currency, void card transactions, chargebacks, fees, interests, other financial charges, amounts approved under the UOB Payment Facility and any associated fees or charges (with effect from 19 June 2023), any payment to educational institutions (with effect from 1 Sep 2019), any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations, selected transactions such as insurance payments, Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions, quasi-cash and more, transactions involving payments to hospitals, automobile parking lots and garages and such other categories of transactions which the Bank may exclude from time to time without notice or giving reasons. The local spend of your supplementary Card will be included in the calculation of your qualifying local spend of the principal Card.
- Each Principal Cardmember is only eligible to receive the Singtel vouchers once per qualifying period, regardless of their total annum local spend. Principal Cardmembers who are eligible to receive the Singtel vouchers be issued the Singtel vouchers within two (2) months after the end of a qualifying period provided that the Card account is in good standing, as we determine in our sole discretion at the end of a qualifying period. Early redemption is strictly not allowed.
- Singtel vouchers will be awarded in the form of digital vouchers which you may view and access via MySingtel app. The Singtel voucher will be issued to the Principal Cardmember’s Singtel account that has in place the Eligible Recurring Payment Arrangement.
- Singtel vouchers may be redeemed directly at Singtel shops or online via singtel.com, and can be used to offset the price when you purchase a mobile device together with subscription (new sign-up or recontract) to Enhanced XS / Enhanced S / Enhanced M / Priority L / Priority Pro / Priority Family Plan. A redemption of a Singtel voucher, once made, cannot be varied, reversed or cancelled. At redemption, if the value of the redeemed Singtel voucher is less than the relevant purchase price, the outstanding balance amount must be paid in order to complete the relevant purchase. If the value of the redeemed Singtel voucher is more than the relevant purchase price, the difference will not be refunded.
- The Singtel voucher is valid for 1 year from date of issue. Early issuance or redemption of the Singtel voucher is strictly not allowed.
Rinunzja għall-Ħlas Annwali
- Both Principal and Supplementary Cardmembers will receive a waiver on the Card annual fee if Singtel Bills are charged to the Card on a recurring basis for 12 consecutive months. With effect from 10 November 2025, both Principal and Supplementary Cardmembers will receive a waiver on the Card annual fee if there is an Eligible Recurring Payment Arrangement for 12 consecutive months.
- An annual fee of S$196.20 for the Principal Card and S$98.10 for Supplementary Card will apply if there is no Singtel Bill charged to the Card, or (with effect from 10 November 2025) if there is no Eligible Recurring Payment
- Arrangement, for 12 consecutive months. Annual fees quoted include GST.
FX fees
- There will be no administrative fees applied on transactions in foreign currencies (“FX fees”) charged on all Overseas Foreign Currency Spend successfully charged and posted to your Card account. This is regardless of whether you meet the Qualifying Spend in a statement month.
- For the avoidance of doubt, the International Processing Fee of 1% of the transaction amount, which is chargeable on transactions charged to your Card in Singapore dollars and processed outside Singapore, will continue to apply.
UOB$ Programme
- You will earn UOB$ for spending at all UOB$ Merchants.
- Qualifying spend transactions are retail transactions made using the Card at the UOB$ Merchants.
- Should your spending be deemed to be for commercial and/or non-personal purposes, we reserve the right to refuse to award UOB$ for such transactions. We reserve the right to cancel and void any UOB$ awarded to your statement of account at any time if it deems that such UOB$ was not earned from your qualifying spend and you shall not be entitled to any compensation or payment whatsoever.
- Jekk jogħġbok irreferi għal uob.com.sg/rewardsplus for other terms and conditions relating to the UOB$ Programme.
Singtel Benefits (General Terms)
- Singtel-UOB Cardmembers must set up an Eligible Recurring Payment Arrangement on their Singtel and/or GOMO bills using their Singtel-UOB Card in order to enjoy the Singtel benefits set out in Clauses 7 through 12 below (the “Singtel Benefits”). After doing so, from 27 August 2025 onwards, you will automatically be eligible for the Singtel Benefits if you meet the requirements applicable to each Singtel Benefit as stated in the relevant provisions below. Cardholders who do not set up the Eligible Recurring Payment Arrangement will not be eligible for the Singtel Benefits unless otherwise stated.
- In the event of Card termination or removal of the Eligible Recurring Payment Arrangement with the Singtel-UOB Card, all Singtel Benefits will cease immediately.
- The Singtel Benefits are only applicable on purchases made by a Singtel-UOB Cardmember with a valid Singtel-UOB Card on or after 27 August 2025.
- The Singtel Benefits will apply to all services under your Singtel account. Such Singtel Benefits are not transferrable to other Singtel account holders.
- Singtel is not liable for the inability of a customer to take advantage of the Singtel Benefits for any reason, and the Singtel Benefits cannot be retroactively claimed. Singtel reserves the right to amend, terminate and add to the listed Singtel Benefits without prior notice.
Singtel Benefit – Mobile (Extra Local Data & Talktime)
- Singtel-UOB Cardmembers can enjoy extra 10GB/month of local data and 100 mins /month of talktime, with (i) every new sign-up or recontract to an eligible Singtel phone plan (Enhanced M / Priority L / Priority Pro / Priority Family Plan), or (ii) every new sign-up to an eligible Singtel SIM Only plan (Enhanced Core / Priority Plus / Priority Ultra). This benefit will cease after 24 months.
- This benefit can be redeemed more than once by a customer, every time an eligible mobile plan sign-up or recontract is performed.
- Applicable to new plan sign-ups and recontracts performed in Singtel Shops & Singtel Exclusive Retailers, as well as online (via singtel.com). To enjoy this benefit in Singtel Shops & Singtel Exclusive Retailers, inform the sales staff of your Singtel-UOB Cardholder status at the point of sign-up/recontract, and show your Singtel-UOB Card upon request. To enjoy this benefit online, you must have already set up an Eligible Recurring Payment Arrangement on your Singtel bills using your Singtel-UOB Card at the point of sign-up/recontract or set up an Eligible Recurring Payment Arrangement within 7 days of successfully submitting an order for a new sign-up or contract. For sign-ups and recontract done online, the benefit will be provisioned within 1 month of the service start date.
- Customers on CIS, enterprise, Silver, or NTUC plans are not eligible for this benefit.
- This benefit offered under the Singtel-UOB Card is not stackable with other similar benefits (i.e. extra local data and talktime) offered under other rewards programmes (e.g. Singtel Red).
- This benefit will cease upon the occurrence of any of the following:
- Removal of the Eligible Recurring Payment Arrangement at any time (as per clause 6.2)
- Downgrading of plan to non-eligible plans
- Transfer of line ownership
- Line suspension due to non-payment
For other terms and conditions relating to Singtel Mobile, please refer to https://www.singtel.com/personal/terms/postpaid-mobile-terms.
Singtel Benefit – Mobile (Admin Fee Waiver)
- Singtel-UOB Cardmembers can enjoy a waiver of the one-time SIM Card fee (worth $21.80), one-time registration fee (worth $10.90) and recontract fee (worth $10.90), when you (i) sign up or recontract to an eligible Singtel phone plan (Enhanced M / Priority L / Priority Pro / Priority Family Plan), or (ii) sign up to an eligible Singtel SIM Only plan (Enhanced Core / Priority Plus / Priority Ultra). All charges listed are inclusive of 9% GST.
- This benefit can be redeemed more than once by a customer, every time a new mobile plan sign-up or recontract is performed.
- Applicable to new plan sign-ups and recontracts performed in Singtel Shops & Singtel Exclusive Retailers. To enjoy this benefit, inform the sales staff of your Singtel-UOB Cardholder status at the point of sign-up/recontract, and show your Singtel-UOB Card upon request.
- Customers on CIS, enterprise, Silver, or NTUC plans are not eligible for this benefit.
- For other terms and conditions relating to Singtel Mobile, please refer to https://www.singtel.com/personal/terms/postpaid-mobile-terms.
Singtel Benefit – Broadband (Free 12 months of CAST Pack)
- Singtel-UOB Cardmembers can redeem a free trial of one CAST pack when you sign up for or recontract to a 24-month fibre broadband plan. You may choose between the Education Pack, Entertainment Pack or Lifestyle Pack. The trial period is for 12 months.
- Upon the start of your new or recontracted Singtel fibre broadband service, you will receive an SMS with instructions to activate the CAST pack. The free trial period begins upon successful subscription to the CAST pack. After the trial period ends, a recurring monthly subscription fee of S$9.98 per month shall apply to your continued subscription to the selected CAST pack and will be charged to your Singtel Broadband account.
- Applicable to new plan sign-ups and recontracts performed in Singtel Shops & Singtel Exclusive Retailers. To enjoy this benefit, inform the sales staff of your Singtel-UOB Cardholder status at the point of sign-up/recontract, and show your Singtel-UOB Card upon request.
- Not applicable to customers enjoying the 10Gbps or 5Gbps Entertainment Bundle. No alternative CAST packs will be offered in-lieu.
- This benefit is not stackable with other CAST pack promotions. Customers who are currently subscribed to one of these CAST packs are also not eligible to redeem this benefit for the same pack.
- All CAST content, including complimentary channels, provided to customers is subject to change, removal, replacement, or addition from time to time at Singtel’s sole discretion. Customer may not request for any changes to the CAST content packs. An eligible residential or CIS Singtel Postpaid mobile number is required to sign up for CAST through your Singtel mobile bill. Corporate or GOMO mobile customers may sign up for CAST under the credit card option. For other terms and conditions relating to CAST, visit www.cast.sg/termsandconditions.
- For other terms and conditions relating to Singtel Fibre Broadband, please refer to https://www.singtel.com/personal/terms/fibre-broadband-terms.
Singtel Benefit – Broadband (NetLink Trust Service Activation Charge Waiver)
- Singtel-UOB Cardmembers can enjoy a waiver of the NetLink Trust service activation charge (worth $61.04 per port) when you sign up for a new fibre broadband plan, or apply for relocation of your fibre broadband service to your new residence.
- This benefit can be redeemed more than once by a customer, every time a new fibre broadband plan sign-up or relocation is performed.
- Applicable to new plan sign-ups performed in Singtel Shops & Singtel Exclusive Retailers. To enjoy this benefit, inform the sales staff of your Singtel-UOB Cardholder status at the point of sign-up, and show your Singtel-UOB Card upon request.
- In the event where the NetLink Trust service activation charge is not required, the waiver of the activation charge cannot be used to offset any other charges.
- For other terms and conditions relating to Singtel Fibre Broadband, please refer to https://www.singtel.com/personal/terms/fibre-broadband-terms.
Singtel Benefit – Reward (Free 6 months of CAST Pack)
- Singtel-UOB Cardmembers can redeem a free trial of one CAST pack. You may choose between the Education Pack, Entertainment Pack or Lifestyle Pack. The trial period is for 6 months.
- The free trial period begins upon successful subscription to the CAST pack. After the trial period ends, a recurring monthly subscription fee of S$9.98 per month shall apply to your continued subscription to the selected CAST pack and will be charged to your Singtel Broadband account.
- To enjoy this benefit, refer to the instructions and sign-up link sent to you by welcome mailer: (a) for new Cardmembers, in the welcome mailer sent along with your card mailer upon your successful application for a Singtel-UOB Card; or (b) for existing Cardmembers (with card approved before 27 August 2025), contact Singtel for further instruction with effect from August 2025.
- This benefit can only be redeemed once per customer. Customers who are currently subscribed to one of these CAST packs are not eligible to redeem this benefit for the same pack.
- All CAST content, including complimentary channels, provided to customers is subject to change, removal, replacement, or addition from time to time at Singtel’s sole discretion. Customer may not request for any changes to the content packs. An eligible residential or CIS Singtel Postpaid mobile number is required to sign up for CAST through your Singtel mobile bill. Corporate or GOMO mobile customers may sign up for CAST under the credit card option. For other terms and conditions relating to CAST, visit www.cast.sg/termsandconditions.
Singtel Benefit – Reward (Free 6 months of Taste of Red)
- Singtel-UOB Cardmembers can redeem complimentary access to Taste of Red for 6 months.
- You will receive a Taste of Red promo code sent to you by email: (a) for new Cardmembers, in the welcome mailer sent along with your card mailer upon your successful application for a Singtel-UOB Card; or (b) for existing Cardmembers (with card approved before 27 August 2025), contact Singtel for further instruction with effect from August 2025.. . Instructions and an e-form link will also be included in the welcome mailer. To enjoy the benefit and sign up for Taste of Red, enter your promo code as the Taste of Red invitation code into the e-form.
- You may only redeem this benefit once as a Singtel-UOB Cardmember. After the complimentary access period, there shall be no renewal or extension of Taste of Red access.
- Existing Singtel Red members are not eligible for this benefit. Customers who have redeemed the benefit may upgrade to the full Singtel Red membership at any time during the complimentary access period.
- For other terms and conditions relating to Taste https://www.singtel.com/personal/my-account/rewards/taste-of-red/tncs.
Visa payWave Reader and Transactions
- The Visa payWave-enabled Card may be used to carry out card transactions at all Visa point-of-sale terminals and at such other readers or systems as we may from time to time approve. The first card transaction on a new Card shall be subject to such activation and authentication procedures as we may in our sole and absolute discretion prescribe from time to time.
- As an additional usage avenue for your convenience, we have also made arrangements for you to use your new Cards to effect card transactions at Visa payWave readers. A Visa payWave reader is a point-of-sale device (as approved by us in our sole and absolute discretion from time to time) at which the new Card may be used to execute card transactions, either by tapping or waving the new Card against such reader without requiring any signature, PIN or other authentication on your part.
- Any usage of a new Card at any Visa payWave readers, if permitted by us shall be subject to such terms and conditions as we and Visa may agree from time to time.
Kundizzjonijiet Ġenerali
- You hereby authorise that all Singtel Bills from the Singtel account specified in your Card application, shall be charged to the Card, even if the Card has not been activated by you.
- Neither Singtel nor UOB shall be responsible for any direct and/or indirect loss or damage suffered by you or any person as a result of the redemption or usage of the benefits of the Card.
- If we or Singtel subsequently discovers that you are in fact not eligible to qualify for the benefits of the Card, we may at our discretion, forfeit or reclaim the value of the benefits of the Card awarded by charging to and debiting an amount equivalent to the value of the benefits of the Card from any of your account.
- We and Singtel have the absolute discretion to make decisions on all matters relating to or in, including connection with the Card but not limited to the determination of whether you have met all the requirements to enjoy the benefits of the Card. Our and Singtel’s decisions shall be final, conclusive and binding on all parties concerned and no payment or compensation will be given or paid by us or Singtel to you or any person. We or Singtel shall not be obliged to give any reason or enter into any correspondence with any person on any matter relating to the Card or its decision.
- You agree to indemnify and hold harmless the Indemnified Parties against any and all actions, claims, proceedings, costs (including legal costs incurred by the Indemnified Parties in defending any such actions, claims or proceedings), liability, losses and damages (direct and/or indirect) whatsoever which may be brought or commenced against the Indemnified Parties by any person and/or which the Indemnified Parties may sustain, incur or suffer, as the case may be, arising out of or in connection with or by reason of your redemption or usage of the Card and the benefits of the Card.
- We and Singtel reserve the right to vary/amend any or all of the benefits of Card and/or these Terms without prior notice or assuming any liability to you, and you shall be bound by these amendments. We and Singtel shall not be liable for any claims, costs, expenses, losses or damages suffered by any person as a result of the aforementioned matters.
- In the event of any inconsistency between the Terms and any advertising, promotional, publicity, brochure, marketing or other materials relating to or in connection with the Card, the Terms shall prevail.
- The Card shall only be used for your own legitimate and genuine personal expenses and shall not be used for commercial or other non-personal expenses.
- The Singtel-UOB Cardmember consent to and authorise Singtel to collect, use and/or disclose any information or personal data of the Singtel-UOB Cardmember, in accordance to Clause 13 of Singtel’s General Terms and Conditions and/or prevailing policies, where applicable.
- UOB may deduct, re-compute, withdraw, forfeit and/or cancel any Cashback earned and/or awarded and/or cancel and terminate your Card, without giving any reason or prior notice or assuming any liability to you, if:
- spending on your Card account is deemed by UOB in its sole and absolute discretion to be for commercial, illegitimate, ingenuine, commercial and/or non-personal purposes; or
- your Card account is not in good standing and not conducted in a proper and satisfactory manner at any time as determined by UOB in its sole discretion; or
- your Card account is overdue;
- UOB deems in its sole discretion that there is an abuse of the Cashback programme (whether via unusual, illegitimate, and/or ingenuine transaction activities or otherwise); or
- relevant Cashback was not earned from eligible transactions or if you fail to meet the Qualifying Spend; or
- for any other reason that UOB may determine in its sole discretion.
No payment or compensation in respect of such deduction, re-computation, withdrawal or cancellation will be made. In the event that your Card account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reasons whatsoever before the Cashback credited into your Card account, such Cashback earned shall be forfeited without prior notice to you and you shall not be entitled to any compensation or payment whatsoever.
- By applying for or using this Card and in addition to any other consent you have already provided to the Bank and Singtel and any right of the Bank and Singtel under applicable laws, you consent to the Bank and Singtel and the necessary third parties collecting, using and disclosing your information (including your personal data) for the purposes of this Card and to contact you, including via voice call or text message.
- The Bank shall not be responsible or liable in any manner for (i) any failure or delay or mistake in the transmission or submission of card transactions and/or the Transactions by any party (including but not limited to the card associations, acquiring merchants, merchant establishments, postal or telecommunication authorities) for whatever reason; or (ii) any breakdown or malfunction in any computer system or equipment; or (iii) any loss, expenses, delays, mistake, neglect or omission in the awarding of the Cashback or your participation in the Cashback programme.
- The Bank reserves all rights to (i) substitute the Cashback; (ii) forfeit or reclaim the Cashback where participant is subsequently discovered to be ineligible; (iii) amend or vary the Card name or design; and (v) make determinations and decisions on all matters relating to the Card which shall be final, conclusive and binding.
- Unless expressly stated so, a person not a party to these Terms has no rights under the Contracts (Rights of Third Parties) Act 2001 of Singapore to enforce these Terms.
- While all the information provided herein is believed to be reliable at the time and date of printing, we and Singtel make no representation or warranty whether express or implied, and accepts no responsibility or liability for its completeness or accuracy.
- These Terms shall be interpreted, construed and governed by the laws of Singapore and you hereby submit to the non-exclusive jurisdiction of the Singapore Courts.
FAQs
Kemm nista' naqla' Cashback kull xahar?
You can earn a total of S$80 in Cashback per month, split across different categories.
Għal xiex jirreferi Singtel Spend?
Singtel Spend refers to transactions made at Singtel or specific Merchant Category Codes (MCC).
Dokumenti / Riżorsi
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Karta Singtel UOB [pdfManwal tal-Utent Karta tal-UOB, Karta |